Free calculators for rental yield, transfer duty, bond affordability, bond vs rent, and total buying costs. Powered by 2026 SARS rates.
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Calculate gross and net rental yield on any South African investment property. Discover if your investment stacks up.
Calculate rental yield →Compare the true cost of buying versus renting over 5 and 10 years. Find out exactly when buying beats renting.
Compare bond vs rent →Calculate transfer duty using the official 2026 SARS rate table, plus estimated attorney and registration costs.
Calculate transfer duty →Find out what bond you are likely to qualify for based on your income and expenses using SA bank affordability rules.
Check affordability →See a complete breakdown of every cost when buying property in South Africa. No nasty surprises at registration.
Calculate total costs →Calculate your exact monthly repayment, total interest and full cost of any South African home loan. Includes a term comparison table.
Calculate bond repayment →See exactly how many years and how much interest you save by paying extra into your bond each month. Small amounts add up to big savings.
Calculate extra payment savings →Find out how much First Home Finance subsidy you qualify for if you earn R3,501–R22,000/month. Could reduce your bond by up to R169,264.
Check FLISP subsidy →Calculate your net proceeds after agent commission, bond cancellation, compliance certificates and other costs when selling your property.
Calculate selling costs →Estimate your CGT when selling property using 2026 SARS rules — primary residence exclusion, annual exclusion and inclusion rate included.
Calculate capital gains tax →Find out if switching your bond to a lower interest rate is worth it. See your monthly saving, total saving and break-even on switching costs.
Calculate bond switch savings →Calculate exactly when you will have enough saved for a home deposit and transfer costs. Set your target property price and monthly savings.
Plan your deposit savings →Calculate your monthly body corporate levy based on your participation quota. Essential before buying any sectional title property in South Africa.
Calculate my levy →Calculate your cash-on-cash return and total ROI including capital growth. See your projected 5 and 10 year returns on any South African investment property.
Calculate property ROI →Compare three home loan interest rates side by side. See exactly how much your rate affects monthly repayments and total interest paid over the life of your bond.
Compare bond rates →Find out how much equity you have built up in your property. See your outstanding bond balance, loan-to-value ratio and how much equity you can potentially access.
Calculate my equity →Project your property value over 5, 10, 15 and 20 years at conservative, expected and optimistic growth rates. See the power of compounding capital growth.
Project my property value →Compare property prices, bond repayments, rental yields and affordability across South Africa's three major cities. See where your money goes furthest.
Compare cities →Built by South Africans, for South African property decisions
All calculators use current 2026 SARS transfer duty brackets and market benchmarks.
All calculations happen in your browser. We never store your financial inputs.
Every calculator is fully mobile-responsive. Use on your phone at a show house.
Each calculator comes with plain-language explanations of what the numbers mean.